Budgeting Part 2

Our weekly trips have been put on hold because we got sick again. It has been weeks and I’m finally starting to feel better. It was a bizarre sickness with pretty much every symptom I can think of, including what seemed to be pink eye. It started with Sofia waking up at 2AM to throw up one morning weeks ago. Leo was next a few days later. They were so sad and pitiful, I’m glad that part is over. Luckily by the time I got sick the kids were already feeling better.

I have done a better job of tracking our expenses and can break them down a bit more than my first budget post. We have added a few things to our lives that up the monthly budget. I’m trying to list most of our expenses because it was really helpful for us when deciding which country to live in.

Our neighbor has a friend who cleans her house and she recommended her to us. She only charges 6 euro an hour. She’s usually here for about 4 hours and we usually just give her 30 a visit. She does an amazing job and doesn’t mind our kids trying to follow her around.

Sofia’s preschool was 275 a month but they just raised it to 285. We think it’s a great deal since it includes breakfast, lunch, and an afternoon snack! They also keep Sofia entertained, which we really appreciate. We will probably start sending Leo sometime next year, after his third birthday.

I always struggle with food costs. We have gotten a lot better with eating at home, so our eating out costs are down to about 200 or less per month. Groceries and other essentials (cleaning supplies, etc) are probably around 600-800 each month. So 800-1000 euro for food/ grocery store supplies per month. I feel like that’s probably high, but that’s where we’re at.

We found a babysitter for 10 euro an hour. We haven’t used her yet, but if anyone is wondering how much childcare would be, that’s the cost for the babysitter to come watch our kids in our apartment.

Here is our monthly budget (keep in mind we’re a family of 4, including two toddlers. We also have an 80 pound dog).

•700 rent, •170 gas/electric, •60 water/trash, •157 health insurance, •65 phone/cable/internet, •60 house cleaner, •285 preschool, •50 Bailey (food and toys), •33 Bailey’s grooming, •1000 food (sometimes less, but let’s estimate high).

US expenses: $10 peacock subscription, $8 Disney plus subscription, $10.98 virtual mailbox service, $60 tutoring for me, $30 tutoring for Kyle. We have been using italki for tutoring. Different tutors on the site charge different amounts, but we’re paying about $15 per hour for ours.

There are a few US expenses I didn’t include, like student loans and my professional liability insurance because they won’t apply to most people. Also, I try to put away a few hundred or so each month for savings/traveling, but didn’t put that in the monthly budget since it will be different for everyone.

Apples from the Leiria Medieval Festival

So our grand total is about €2580 and $118.98 plus a bit extra for savings, student loans, and my professional liability insurance. Some months we don’t put any into savings because we’re using the money to travel.

We have some traveling coming up. Sofia’s school is closed next week, so we’re hoping to take the kids some places because they will go stir crazy at home. I definitely want to take them to Nazare. Next month we’re going to Spain for Sofia’s 4th birthday. I’m so excited to go see Spain! We have really loved exploring Portugal and we’re excited to see more of Europe.